I certify that: -I have received, read and understand the Notice to Users of Consumer Reports: Obligations of Users under the FCRA; -I have complied with the Disclosure to Consumer requirements of FCRA Section 604(b)(2) and any additional applicable Federal, State or local laws or regulations -I will comply with the Conditions on use for adverse actions of FCRA Section 604(b)(3) and any additional applicable Federal, State or local laws or regulations -Information from the consumer report will not be used in violation of any applicable Federal, State or local laws or regulations; and I have received, read -I understand the Access Security Requirements governing the use of this system.